Loan Repayment Programs

NIH Loan Repayment Programs help M.D.s and some other doctoral-level professionals pursue research careers by repaying qualifying educational debt.

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General Information

  • Application window begins September 1 and ends November 20.
  • Center for Scientific Review assigns applications to Institutes.
  • Applications are peer reviewed and assigned overall impact scores based on the following criteria:
    • Applicant's potential to pursue a career in his or her research area.
    • Quality of applicant's research environment.
    • For renewals only, applicant's progress under the previous project period.
  • NIAID reviews its applications in May and selects awardees in June or July.
  • NIH's Division of Loan Repayment makes awards by August. It also does the following:
    • Verifies eligible debt, exact amount of loans, applicants' salaries, and other financial information.
    • Keeps track of changes of institution, mentor, or area of research.
  • Awardees can receive up to $50,000 a year plus 39 percent of the loan repayment amount to offset federal taxes. For more details, go to Taxes in the Award section of NIH's Division of Loan Repayment website.

Loan Repayment Programs (LRPs)

NIAID supports the following programs:

Clinical LRP
Pediatric LRP
  • Applicants must conduct either basic or clinical research with a direct pediatric relevance.
  • You can apply even if you aren't a current NIH grantee.
  • Most recipients are M.D.s. Some are Ph.D.s and D.V.M.s working in pediatric research.
  • Read more at NIH's Pediatric Research LRP and the July 16, 2020 Guide notice.
Health Disparities LRP
  • Applicants must conduct basic, clinical, social, or behavioral research on health disparity populations that relates to health disparities, including the causes of and methods to prevent, diagnose, and treat such disparities.
  • You can apply even if you aren't a current NIH grantee.
  • Most recipients are M.D.s. Some are Ph.D.s.
  • Read more at NIH's Health Disparities LRP and the July 16, 2020 Guide notice.

Related Links


For more information on NIAID participation in loan repayment programs, contact Raushanah Newman.

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